Wealth Reclaims Your Time

Why no is the most powerful word for you to become free

It would appear that Tim Denning and I share the same approach to money and time.

Whenever I think about buying something I evaluate how many hours of work do (at my present hourly earnings) to buy that. Then I think about what all those hours mean for my personal growth and my time. He does the same.

I’ve written about this numerous times in my love and sex articles that time is not a renewable resource and the most precious thing you can give someone is your time.

How many people do you know will “beg, borrow, or steal” to say they got the first Tesla on the block?

Too often than not, we give too much of our time to work because we have to buy stuff. We’re constantly buying stuff and it’s usually for status.

You will need to trade your time to earn money. That’s usually via a job, creative gig, side hustle, or your own business. I get it, we need money to live.

We need it to pay for a roof over our head, food to eat, some savings for retirement and health, and have spending money for fun things like vacations.

But after those needs are satisfied, what else do we need money for?

The herd of spending

I’ve been doing a lot of reading and research into the philosophy of existentialism and recently into Frederick Neitzche. In his writings, he talks about how for you to fully realize yourself you have to be aware of how the herd (aka society) influences you.

In terms of financial independence, I like to call this the “herd of spending.” How many people do you know that can’t wait to upgrade to the latest iPhone?

After one painful 2 days non-stop overnight marathon in the office, I cracked.

How many people do you know will “beg, borrow, or steal” to say they got the first Tesla on the block?

People spend way too excess because everyone else is doing it and you feel like you have to keep up. So you go to work or find a better-paying job so you can buy more stuff, and the consumer cycle renews itself.

Until you die.

I value my free time

There was a time that I slaved away at my job. I worked insane hours. I was underpaid and overworked and it broke me.

My employer at the time was exploiting me, and several other young co-workers with the excuse of “cutting your teeth.”

Sayings like “the cream will rise to the top” and other productivity-related sayings echoed in my head.

After one painful 2 day non-stop overnight marathon in the office, I cracked.

I broke.

It broke me in a good way because the veil of illusion was lifted from my eyes.

What was all this for? My employer over-promised a client and used me as the workhorse. My time, something I will never get back was exchanged for a measly bonus at the end of the year that amounted to paying me $4/hr countless hours of overtime.

My health deteriorated and I eventually moved back home.

We’re on the precipice of financial independence.

Nursing my mental and physical wounds I began to think about this consumer cycle of bondage.

It is pure bondage, and not the fun kind.

No more I vowed.

No more.

I realized that I valued my free time above all else. My free time is my power and if anybody wants it, it will come with a price.

I can donate my time, and I do too many local community endeavors, but I guard it with my life now.

The word “no” has become a way to reclaim time that would be lost forever.

Building wealth

When I returned home I started looking at how I can build wealth, not money, but real wealth.

Wealth is a combination of many things to me. My health is wealth, my life with my partner and children is wealth, my free time is wealth, and so many other non-consumer things are wealth to me.

My 9-year-old Honda Accord? That’s not my wealth, that’s a tool. My house in the woods? That’s wealth because of where I live but the house itself? It’s just shelter.

But alas, we still need money so I got interested in how to use money as a tool to make more money. I got interested in investing, trading, passive income, and being frugal.

When I could, I maxed out my 401k. When I got a better-paying job I would take the excess income and invest it. My partner and I kept our debt low. We did so many things over the past 18 years, together, that set us up for the precipice.

We’re on the precipice of financial independence.

If everything were to go “tits up” today, we could live and survive just fine. Would our spending patterns change? Of course, they would, but the feeling of relief we feel from knowing we won’t implode is immeasurable.


Our wealth is so much more than money. Money, investing, trading, whatever it may be is just a tool to enable wealth. Wealth is health, love, life, and time.

It all started with saying “no” all those years ago. No more to the consumer cycle. No more to the herd of spending and no more to exploitation.

By saying no I got to say yes to making my marriage with my partner stronger and more loving. I got to say yes to spending more time with my children. I got to say yes to community endeavors that I care about. I got to say yes to more time at the Dojo and exercise, and I got to say yes to writing.

My writing is how I share my love for you, my readers, for the ones who resonate with my message. You give me hope in this crazy world.

If you haven’t figured it out by now, my message will always be around two main points, one is that love is a renewable resource and that time is not a renewable resource.

Start by saying no to the time sucks and yes to love.

That’s true wealth, having love and the time to enjoy it.

When is it not busy?

Dear Friend,

It’s been a busy year up till now, and that’s ok with me. I closed down my consultancy and joined a new firm in September. I went from being busy to super busy, and that’s ok.

Being busy means that I need to be hyper aware of my time. I need to be on point with work and with my family life. I need to invest my time in people and myself. Time is the only resource that is not renewable. One it’s gone, it’s gone.

Invest your time

There is no bank or mutual fund where you can invest your time in and get more time back. There is no way to stop the flow of time once it’s begun for us at conception. There are ways to capture it, to use it, but it all leads to once place. The future.

The most precious thing you can give any person is your time. As a parent, I spend a lot of my time with my children. I invest my time into them so that they become a better human being than me.

I invest my time with my wife so the I may have a deeper and loving relationship. Building a life with someone and ‘grow old’ with them is a wonderful thing.

I invest my time writing, reading, and tinkering. It is so that I can better myself. A better man. A more informed citizen. I invest my time working so that I may earn a living and prepare for the golden years.

Waste your time

I try not to waste time.

I try not to waste time on useless meetings and frivolous
work. I try not to waste my time on people that are negative and lack compassion.I try not to waste my time getting angry.

I try not to waste my time on things that don’t interest me.

I try not to waste my time, period.

Start today

Why am I spending time thinking about time?

It might be because my mortality is starting to stare me in my face. When I was in my 20’s, my body stayed the same for years. There was no noticeable change from 21 to 22 to 23, and so on.

Once I turned 40 I began to notice a change from year to year. A little more hair loss, an aging face, a bit too much weight around the belly. Add in family and work life, and I felt like time is accelerating.

In my 20’s, there was too much time. In my 40’s, there’s not enough. I’m reminded by the Rush song, “Time Stand Still.”

Summer’s going fast
Nights growing colder
Children growing up
Old friends growing older

Thank you

I want you to think about your time. It’s all you got and it’s not ‘all the time in the world.’

Do you feel the urgency yet?

I hope you do.

Thank you for reading. I hope that I did not waste your time.